Corporate Profile
Penns Woods Bancorp, Inc. is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). The Company's business has consisted primarily of managing and supervising JSSB and LUZ, and its principal source of income has been dividends paid by JSSB and LUZ. Services offered by the JSSB and LUZ include accepting time, demand and savings deposits, including Super NOW accounts, regular savings accounts, money market certificates, investment certificates, fixed-rate certificates of deposit and club accounts. Its services also include making secured and unsecured commercial and consumer loans, financing commercial transactions, making construction and mortgage loans and the renting of safe deposit facilities. Additional services include making residential mortgage loans, revolving credit loans with overdraft protection and small business loans. Business loans include seasonal credit collateral loans and term loans, as well as accounts receivable and inventory financing. Insurance and investment products are available from JSSB’s subsidiary M-Group D/B/A The Comprehensive Financial Group.
Market Summary
Contact Information
Penns Woods Bancorp, Inc.
300 Market Street
Williamsport, PA 17701
(570) 322-1111

Investor Relations Contact
Michelle M. Karas
Senior Vice President
(570) 567-2075
(Do not email confidential information)

Transfer Agent
College Station
TX 77842-3170